Combined Second Mortgage
	Apply for your 2nd mortgage with an easy online application. Have up to 4 lenders compete for your business. You choose the one you want. Bad credit - no problem. Low Cost Lending affiliate.

http://www.best-home-equity-loan-lowest-rate-fast-easy-on-line-financing.com

	Combined Mortgage Second - Save Money By Comparing Rates For Free
	Refinancing or first time loan, NexTag can help you find the lowest rates from dozens of banks and lenders. Click here!

http://www.nextag.com/goto.jsp?p=610&search=Combined_Mortgage_Second&product=100000035&url=%2Fst.jsp

	Combined Second Mortgages - Second Mortgage Information
	SECOND MORTGAGE,SECOND MORTGAGE LOANS,SECOND MORTGAGE RATES,SECOND MORTGAGES. Second Mortgage If you would like to lower your monthly

http://www.american-home-equity-loans.net/html/secondmortgage.html

	Freddie Mac: Multifamily - Second Mortgage
	Maximum LTV, Combined first and second mortgage may not be more than 80% of Freddie Mac underwriting value; 75% for loan term of 5 years or less. Minimum DCR,

http://www.freddiemac.com/multifamily/second.htm

	Combined 2nd Mortgage
	second mortgage loan. combined 2nd mortgage. fast home equity loans. 125 home improvement loan. second home mortgages. 2nd mortgage. home equity loan on line.

http://www.saraha.org/combined-2nd-mortgage/

	Getting a Second Mortgage - MSN House & Home
	Combined loan amount limited to 75 to 80 percent of home's appraised value. Fixed second interest rates higher than conventional first-mortgage rates and

http://houseandhome.msn.com/financing/guides/getting2ndmortgage.aspx

	EasierHomeLoans - Second Mortgages
	If you also have a $30,000 second mortgage in addition to your first mortgage, your combined loan-to-value (CLTV) ratio is 85 percent ([$30,000 + $140,000

http://www.easierhomeloans.com/level2/2ndmtg.htm

	combined seconds rates forms Guide to second, existing mortgage ...
	obligation 2nds Fortune" - In the upstairs bedroom, surrounded by the mortgage help refinance of her forms manor, leads is discovered -- second -- by her

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	Second Mortgages Nationwide home second rates mortgages and loan
	2nds combined seconds leads second leads second forms second existing seconds loan help mortgages loan help existing mortgage loan help loanfinder in second

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	california second mortgage, debt consolidation loan company, low ...
	broker. Our veteran staff has dozens of years of combined mortgage banking expertise. New West Lending, Inc is also an approved FHA.

http://www.newwestlending.com/m/mortgage4.html

	PNC Bank - FAQs
	mortgage balance information will not appear on your combined statement after February 1, 2001. Home Equity and Purchase Money Second Mortgage/Split Second

http://www.pncbank.com/personal_finance/0,3810,677,00.html

	Simultaneous Second Mortgage Sales Kit
	Amount, There is no minimum loan amount for a second lien mortgage. The maximum second lien amount is 50% of the conforming loan limit. The combined first and

http://www.efanniemae.com/singlefamily/mortgage_products/sales_kit/simultan_secs.html

	Freddie Mac Press Release
	The minimum debt-service-coverage ratio for the combined first and second mortgage can not be less than 1.30, and combined loan-to-value can not exceed 80

http://www.freddiemac.com/news/archives1999/mfsecond.htm

	Home Loan Program Summary
	No cash out financing is allowed The combined (first and second) mortgage loan amount cannot exceed three hundred fifty thousand dollars ($350,000) and four

http://www.strs.ca.gov/HLP/hlpsummary.html

	best 2nd mortgages and second refinancing - Florida Mortgage ...
	At Florida Mortgage Lending our staff has years of combined experience in obtaining 2nd mortgages, refinancing and cashing out to meet critical situations.

http://www.floridamortgagelending.net/best_2nd_mortgages.html

	First Time Home Buyer Loan Program No Down Payment Mortgage
	Zero Down Payment, 80/20 with a combined mortgage loan amount up to $500,000.The second mortgage loan can be a HELOC or Fixed Rate and there are no home

http://mortgage-calculators.org/programs/programs.html

	Seattle Mortgage Loan Company Program
	Zero Down, 80/20 with a combined mortgage loan amount up to $500,000.The second can be a HELOC or Fixed Rate and there are no Mortgage Insurance requirements.

http://www.seattle-loans.com/programs/

	Mortgage Loans on Rental Homes in Kansas and Missouri
	(2) Second mortgage up to Mortgage Loans on Rental Homes for Purchase or Refinance without Cash Out. Program D: This program allows combined loan to value of 100

http://www.agfmortgage.com/serv03.htm

	mortgage home equity loan second mortgage calculator pittsburgh ...
	For many years we have combined the personal attention of a small regional mortgage and loan firm with the advantage of years of experience with most kinds of

http://www.steelvalleymortgage.com/

	Faculty Handbook - Faculty Housing
	1) Combined first and deferred interest second mortgage: Maximum loan of $600,000 with a maximum shared appreciation proportion of 2/3 of loan amount borrowed.

http://www.wellesley.edu/DeanCollege/handbook/housing.html

	November 14, 2002 MORTGAGEE LETTER 2002-22 TO: ALL APPROVED ...
	The FHA-insured mortgage amount is calculated by applying the maximum loan-to which may not be met with proceeds from the second lien.) The combined loan-to

http://www.mbaa.org/resident/2002/fha-ml22.pdf

	Termsheet 11-4-02
	The Nehemiah® Conventional Loan is a 97% Loan to Value (LTV) conventional first mortgage combined with a second mortgage of up to 5% Loan to Value.

http://www.nehemiahloan.com/pdfs/TermSheet.pdf

	Picking a Vacation Home
	a second home. The other two are investment potential and tax write off. ’. You can write off the mortgage interest on two residences with combined mortgage

http://recenter.tamu.edu/news/50-0402.html

	Bad Credit Second Mortgage Loans & Home Refinancing
	Wraparound mortgage Results when an existing assumable loan is combined with a new Payments on both mortgages are made to the second lender, who then

http://www.bad-credit.second-mortgage-loan-home-refinancing.com/glossary.htm

	MORTGAGEE LETTER 2002-
	may be met with proceeds from the second lien sales price would yield a $97,000 FHA mortgage amount. Combined with $3,500 for closing costs and prepaid expenses

http://www.hudclips.org/sub_nonhud/cgi/pdfforms/ml02-22.doc

	Second Mortgage Center- Second Mortgage Loans, 2nd Mortgage Loans
	Mr. and Mrs. Money - As a couple, sit down and review your combined expenses. second mortgage, second mortgage loan, 2nd mortgage. Second Mortgage Center.

http://www.secondmortgagecenter.com/financial_future.htm

	Homestore.com
	first and second mortgages are combined into one new loan, often because the new rate is cheaper than each of the existing loans. A new 30-year mortgage on

http://www.homestore.com/News/AskBroderick/PMIRemoval.asp

	Second Mortgages
	we split the mortgage into a first mortgage of $290,000, and a second mortgage of $35,000. We make two payments every month, but the combined total is within

http://www.nymortgageresource.com/Second-Mortgages.html

	2nd Mortgage Single Close Remodel & Rehab
	The combined construction and permanent second mortgage allows the homeowner to obtain a loan with one closing and one set of documents that covers both the

http://www.sierra-pacific.com/products/const02.htm

	Second Trust Mortgage Financing
	Your entire payment is tax deductible (mortgage insurance is Second trusts can be arranged for up to 125 rates generally increase any time your combined loan to

http://www.nva-mortgage.com/second_trust.htm

	Virginia Credit Union -- Relationship Package
	OPTION 1 - VACU checking and $5,000 combined balances*: One free box of VACU custom checks per 25% APR discount on a new fixed-rate second mortgage; $100 off

http://www.vacu.org/banking/relationship.html

	Access Loan Zero Down Mortgage Loan Program
	30 Year Fixed (30 year), Up to 95%. Combination home products: A combination loan is a loan that has a first and second mortgage combined.

http://www.accesshome.net/programs/programs.html

	Infinity Mortgage Company - Rock Bottom Rates Guaranteed!
	A blended mortgage is made up of combined conforming first and second mortgages -- a financing method which allows you to avoid paying PMI (see description

http://www.imcbos.com/lpayment.htm

	Mortgage Rates, Home Loans, Purchase, Refinance, Subprime, Less ...
	For example, if your home was worth $100,000, the combined total of the first mortgage and the home equity loan (second mortgage) could not exceed 80% of that

http://www.ewmortgage.com/ew/programs/home_equity_loc.asp

	Combined Documents Checklist Notice from Registrar of Deeds
	the fee for filing this document will be as highlighted below: Fees for Combined Documents Recorded at Assignment of Rents or Mortgage A second assignment or

http://www.gov.ns.ca/snsmr/property/pdf/CombinedDocumentsChecklist.pdf

	Second Mortgage
	80% for urban triplex and fourplex properties. (Combined loan to value of the first and second deeds of trust). What are the program, Second mortgage loans may be

http://www.ahfc.state.ak.us/Department_Files/Mortgage/Loan-Programs/second-mortgage.htm

	Mortgage & Home Equity Loan Tips
	mortgage Many mortgage companies look at the combined loan amounts (ie, the sum of the first and second loans) when you are refinancing only your first loan.

http://www.mortgages-home-equity-mortgage-loans.com/Tips.asp

	second mortgage
	of second mortgage cases, the product is sold alongside a 3 Policies of which have 3 months of 12 months 24 months payments of unemployment only combined . .

http://www.kellymears.co.uk/second-mortgage-04-04.html

	Commercial Mortgage LTV Ratios
	When the borrower is applying for a second or third mortgage, the loan-to-value ratio is often known as the combined loan-to-value ratio (CLTV ratio).

http://www.mortgage101.com/partner-scripts/1097.asp?p=mtg101

	combined second mortgages - Lowest Mortgage Rates
	combined second mortgages. Compare mortgage rates at Nextag.com

http://www.nextag.com/serv/main/buyer/OutPDir.jsp?doSearch=y&search=combined second mortgages

	Welcome to Golden 1 Mortgage! * Your Lending Specialist! * Want ...
	can even offer 5% financing on a second home for borrowers who wish to keep their first mortgage in place Some programs allow up to 100% combined (1st and 2nd

http://golden1mortgage.lenderhost.com/index.php3?get=programs&dc=golden1mortgage

	Yahoo! Mortgage Center
	Plus, unlike mortgage interest, which is deductible on up to $1 million of debt on your first and second homes combined, the home-equity cap is $100,000.

http://loan.yahoo.com/m/second1.html

	Simultaneous Second
	separate escrow required for the second mortgage. Lender benefits: Consistent second lien standards, pricing, and technology. and 10/1 ARMs; The combined first and

http://www.efanniemae.com/singlefamily/mortgage_products/fixed_mortgages/sim_seconds.jhtml

	Admiral Mortgage, Inc. >> Home Loans, Refinancing, Second ...
	the loan plus costs such as closing costs, pre-paid fees and mortgage insurance when equals all the interest paid over the life of the loan, combined with the

http://www.myami.com/faqs/

	TonyBanks.com - Low Rate Mortgages, Maple Park Mortgage, Old ...
	Wraparound mortgage results when an existing assumable loan is combined with a new The payments are made to a second lender or the previous homeowner

http://www.tonybanks.com/loantermglossary.html

	SunTrust Mortgage, Inc. - SunTrust Combo
	Home Affordability, Interest on second mortgage may be tax with jumbo financing or 1st mortgage can be non allowing for "super jumbo" combined loan amounts with

http://www.suntrustmortgage.com/SunTrustcombo.asp?stmleftnav=3.5

	Secondary Financing - HUD
	5. The second mortgage when combined with the first may not exceed the estimated value of the property including all closing costs;.

http://www.hud.gov/offices/hsg/sfh/np/sfhdap01.cfm

	azfamily.com | Phoenix | Business | Mortgage Matters
	Even though the percentage on the second is higher, the combined payment for the combo loans is less than the payment on a single mortgage with PMI.

http://www.azfamily.com/business/mortgage/

	Service Credit Union
	30 Second Approval! The Mortgage Pre-Qualifier uses a combined debt ratio of 38% in the calculation. Monthly Income. Salary, Other Income.

http://www.servicecu.org/wizards/prequal.asp

	Peter Boutell: Lending a Hand Mortgage payments more affordable ...
	In this example, if a first mortgage of $412,000 at 6 percent would be combined with a second mortgage of $77,000 at 7.25 percent, the PITI would be $3,591.

http://www.santacruzsentinel.com/archive/2003/February/09/biz/stories/07biz.htm

	Combined Documents Fees Policy Item 1 of Registry of Deeds Fee ...
	Documents Recorded at Registry of Deeds Effective Feb 1, 2002 * This list of combined documents is not Assignment of Rents or Mortgage A second assignment of

http://www.gov.ns.ca/snsmr/property/pdf/CombinedDocumentFeesPolicy.pdf

	Scoretracks - Second mortgage
	LenderHotline connects you to Home Mortgage Loans & other online financial resources. The mother Lode of All Moneymaking Opportunities Combined Together.

http://www.scoretracks.com/s.dll?q=finance&p=5

	Fannie Mae Reports Record Second Quarter 2001 Financial Results; ...
	Mae's combined book of business - its net mortgage portfolio and outstanding mortgage-backed securities - grew at a 22.3 percent annual rate during the second

http://www.fanniemae.com/newsreleases/2001/1406.jhtml?p=Media

	discounted First mortgages or second mortgages and deeds of ...
	Also you can reduce your risk if the Combined Investment to property is still worth $100,000 but the first mortgage is only The second mortgage is for $10,000.

http://www.mortgage-investments.com/invest_in_seller_financed_mortgage/first_or_second_mortgages.htm

	Chapter 09 Combined Guide Test
	only if the interest rate on the second loan is Mae in its Commitment to Guarantee Mortgage- Backed Securities The combined loan packages are used to back a

http://www.ginniemae.gov/guide/pdf/chap09.pdf

	FOR IMMEDIATE RELEASE: FHLBanks Publish Q2 2002 Combined ...
	the publication of the Q2 2002 Combined Financial Report Mortgage Partnership Finance (MPF®) and Mortgage Purchase Program Net income for the second quarter of

http://www.fhlb-of.com/analysis/press_rls/Q202highlights.pdf

	Mortgage loan,home equity loan,mortgage broker,mortgage company,
	Second Mortgage Applications For Second Mortgages. found in traditional banking and combined it with Like a mortgage broker, MortgageSelect.com offers you the

http://www.instantcreditprovider.com/second_mortgage.htm

	second mortgage
	noted that this sector of the is second mortgage a specialised loans brokers business, information, Stripped floors, , fitted wardrobes, combined with quality

http://www.kellymears.co.uk/second-mortgage-02-02.html

	Credit Information, Consumer Credit, Credit Help
	and B-credit borrowers can often allowed to allocate 50% of their income to pay for combined monthly debt second mortgage, second mortgage loan, 2nd mortgage.

http://www.secondmortgagecenter.com/credit_information.htm

	GE - Mortgage Insurance Services
	Second mortgage loans and multiple securities Where the first mortgage is credit limit) of the first mortgage and determining the combined loans on

http://gemico.com.au/faqs.htm

	West Des Moines NFC Home Improvement Loan Program
	A full appraisal may be waived where NFC will have a first mortgage and a loan to assessed value of 80% or less; or a second mortgage combined with the first

http://www.wdm-ia.com/userdocs/forms/nfchilp.pdf

	West Essex Bank - Interest Rates
	loan $500,000, N/A, 30-Yr Fixed Rate Mortgage, N/A, 6.500, 6.500, 360, zero Points, max loan $500,000, N/A, combined loan to value 70%, N/A, Fixed Rate Second Mtg.

http://www.westessexbank.com/code/interest_rates.asp

	MyLoanQuote.com
	A. Both are considered second mortgages, with a home equity Q. What is my mortgage rate and when is it credit score, Debt to Income Ratio, and Combined Loan to

http://www.myloanquote.com/html/faq.html

	Intuit Press Release- Intuit Reports Second Quarter Results
	of certain tax revenue from the second quarter into creates the leader in the online mortgage business. To date the new combined organization is in place and

http://www.intuit.com/company/investors/earnings/2000/02-24a.html

	Colonial Atlantic Mortgage, Inc.
	Second Home financing to 100%. is available to 100% for owner-occupied mixed use and commercial, and to 90% Combined Loan-to Colonial Atlantic Mortgage, Inc.

http://www.colonialatlantic.com/invest.html

	Calculator Menu
	how long it will take for amortization on an FRM combined with property For borrowers trying to decide whether they should take a second mortgage, either to

http://www.decisionaide.com/mpcalculators/menus/MP_Calculators.asp

	Eliminating Mortgage Insurance
	is often referred to as an 80/10/10 or 80/15/5. For example an 80/15/5 is a 80% LTV first mortgage combined with a 15% second mortgage, and a 5% down payment.

http://www.loanchase.com/nopmi.html

	Fannie Mae Reports Record Second Quarter 2002 Financial Results; ...
	Fannie Mae's combined book of business -- the net mortgage portfolio and grew at a compound annual rate of 14.9 percent during the second quarter of

http://www.fanniemae.com/newsreleases/2002/2030.jhtml?p=Media

	KENTUCKY HOUSING CORPORATION MORTGAGE LOAN APPLICATION KENTUCKY ...
	property: First Mortgage: Amount: $________ Lien-holder: Second Mortgage: Amount: $______________ this line of work MONTHLY INCOME AND COMBINED HOUSING EXPENSE

http://www.kyatloan.org/Applications/KHC_application.pdf

	Home Loans - Mortgages - Fixed Rate Mortgages
	Second mortgages: these are often combined with first mortgages to eliminate the need for private mortgage insurance (PMI). Equity

http://www.fhhlc.com/Loans/fixedRate.asp

	Tax Compliance - Foreign Service Directives - 1997-5 - Second TB
	...Directives - October 1997 - Second Circular Tax Compliance - Foreign Service Directives - October 1997 -... when filing an Income Tax return. Employees are also advised that mortgage, that is, travel from post may be combined with travel

http://www.tbs-sct.gc.ca/Pubs_pol/hrpubs/TB_8332/TXC1-1_E.html

	Second Mortgage Loans- Don't delay...apply now!
	SecondMortgageLoans. #1 SecondMortgage mortgages, debt rescue, rates, consolidation of bill loans. Many ... on many different factors: The equity you possess in your home Your combined loan to value ratio Your debt to

http://www.great-mortgagerates.com/second_mortgage_loans/default.asp

	"Search for Second Mortgage Loans- Free Offer!"
	for SecondMortgageLoans- #1 SecondMortgage Mortgage Loans here. Debt Consolidation and other debt programs , ... on many different factors: The equity you possess in your home Your combined loan to value ratio Your

http://www.rates-4-mortgages.com/Search/default.asp

	Minnesota Second Mortgages and Wisconsin Home Loans
	Minnesota SecondMortgages are Made Easy at Pro-Action MortgageMinnesota Second mortgages, jumbo loans, broker, VA, refinance, refinancing, first ... the entire States of Minnesota and Wisconsin. We have over 30 years combined

http://www.proactionmortgage.com/7/minnesota-second-mortgages.html

	Hughes Mortgage Form
	if employed for less then 2 years or have second employer. Gross Monthly Income, Borrower, Co-Borrower, Combined Monthly Housing Overtime, $, $, First Mortgage (P&I

https://secure.prohosting.com/~a0002453/hughes.html

	The Basics -- Uncle Sam's gift to you -- the mortgage interest ...
	$100,000 in interest on the principal of a second mortgage or homeowner's loan, provided that the value of the property exceeds the first and second combined.

http://moneycentral.msn.com/articles/tax/basics/3121.asp

	RESNET - National Steering Committee
	He has over 26 years of combined experience in underwriting and insurance operations. Chase Manhattan Mortgage is the second largest mortgage servicer in

http://www.natresnet.org/inside/steering.htm

	Welcome to First Realty / Better Homes and Gardens > Mortgage ...
	keep in mind that when it comes to down payment and closing costs, you need to consider the entire combined amount you Second Mortgage Payment (home equity, etc

https://www.homeservices.com/Partners/FirstRealty/Mortgage/

	Sunset Morgage Company - Lisa Perry Regional Agent
	The second ratio (36 or 41), the debt-to-income (DTI) ratio This ratio includes the total mortgage payment (including escrows) combined with any

http://www.virginiamortgageloans.com/articles/buyerinfo2.htm

	What is the Soft Second Loan Program? Am I eligible to ...
	amount, when combined with your other secured debt, exceed 95 percent of the property's value. If you choose to refinance the second mortgage, subsidy money

http://www.mhp.net/termsheets/1_2_Program_Summary.pdf

	Purchasing a Home- Mortgage Loan Information
	for the 80% mortgage with a second mortgage of 10 of whether to obtain a loan with mortgage insurance versus should take into account the combined total monthly

http://www.loanbiz.com/home_purchase.htm

	Worthington Mortgage Group, Inc. - Products and Services
	If your combined loan to value on your home is less than 80%, you may qualify for a fixed rate, fixed term second mortgage loan starting with rates as low as

http://www.worthingtonmortgage.com/prod_serv/default.asp

	Home Equity Lines of Credit
	In 1995, nearly all second mortgage lenders would not let the combined total of a borrower's first and second mortgage exceed 80% of the value of the property.

http://mortgagealmanac.com/articles/97-helocs.html

	Rates
	policy, combined with a simultaneous fee charge for the first mortgage, combined with a simultaneous fee for the second mortgage policy, combined with the

http://www.oldrepublictitle.com/ct/underwritinglibrary/underwritinglibrary/rates.htm

	Pennsylvania Home Mortage: Primary Residential Mortgage
	Pennsylvania Home Mortgages, Loans, home financing, refinances, and second mortgages well taken care of, we get referrals. After a combined 30 years in the lending business, our past customers

http://www.pamortgagebanker.com/

	FREE COMBINED CREDIT REPORT, HOMEOWNERS LOAN REFINANCE CONSOLIDATE, MORTGAGE LOANS DIRECTORY
	Home equity loans, credit card consolidation, auto loans, second mortgages, debt consolidation loans. , Free combined credit report

http://refinancerates.mortgage-loan-debt.com/free-combined-credit-report.html

	Emerald Coast Mortgage, Inc. - Types of Loans
	Combination loans: This loan has a first and second mortgage combined. Used when a borrower does not have the usual 10 to 20 percent for a down payment.

http://www.loansonthebeach.com/loans.htm

	The Desert Real Estate Report. What's happening in Palm Springs, ...
	were 3,548 sales in our Combined region: Palm improving economy offsetting modestly higher mortgage interest rates but should record their second-best showings

http://desertrealestate.com/news.htm

	UCSF FACULTY HOUSING ASSISTANCE PROGRAMS MORTGAGE ORIGINATION ...
	interest rate of 3.75% for the second year of in conjunction with the University's Mortgage Origination Program conjunction with a MOP, the combined loans must

http://acpers.ucsf.edu/Housing/FacAssistProg.pdf

	For Immediate Release
	PGM and RBC Mortgage combined originated 87,000 loans totaling more than Mortgage is nationally licensed to provide first mortgage, second mortgage and home

http://www.rbcmortgage.com/PressRelease/FinalNetBranchRM.doc

	FOUNDATION MORTGAGE LLC
	Many mortgage companies look at the combined loan amounts (ie, the first loan plus the second) when refinancing the first mortgage.

http://www.foundationmortgagellc.com/faq_top.shtml

	MASSACHUSETTS HOUSING PARTNERSHIP FUND
	only applicable if borrower receives public subsidy on second mortgage interest) Mortgagee in no case will the borrower's repayment, when combined with other

http://www.mhp.net/termsheets/1_1_Term_Sheet.pdf

	Gulf States Mortgage
	Home Equity Lines of Credit (HELOC) and Second Mortgages: Gulf who wish to keep their first mortgage in place Some programs allow up to 100% combined (1st and

http://www.gulfstatesmtg.com/programs.php3

	Mortgages UK, Independent Mortgage Broker, Mortgages, Remortgages ...
	consultancy service that is second to none. It is our aim to get it right first time. Every time! The four principals have combined mortgage experience of over

http://www.free-mortgages.co.uk/aboutus/

	Builder's Blue Print Article
	borrowers. Combined First and Second Mortgage - Helps your buyers avoid mortgage insurance premiums and higher jumbo pricing; Conventional

http://builders.countrywide.com/business_partner/businesspartner.html

	FNMA 1003 Mortgage Application
	Combined Mthly Exp. (Housing). Present. Proposed. Rent. First Mortgage. Other Financing. Balance. Details of second mortgage on subject property (if any):

http://www.paterson.com/1003p.htm

	For Immediate Release
	Their combined leadership abilities will be vital in helping Prism is nationally licensed to provide first mortgage, second mortgage and home equity loans.

http://www.rbcmortgage.com/PressRelease/RowlandRel.doc

	Rates
	Home Equity/Second Mortgage (loan-to-value more than 85%), 7.500, 7.500, 60, Calculator. Applies to new loans only and cannot be combined with any other offer.

http://www.firstsuperior.org/ASP/rates.asp

	Mortgage-Net Reference Desk
	Many mortgage companies look at the combined loan amounts (ie, the sum of the first and second loans) when you are refinancing only your first loan.

http://www.mortgage-net.com/reference/top10.html

	Weighted Average Coupon Loan
	a 30-year fixed rate or a 5/1 adjustable rate for the first mortgage combined with a 20-year fixed rate or a 30-year due in 15 years for the second mortgage.

http://www.valley-financial.com/loans/80-10-10.htm